How it Works
Requesting a loan is easy with BestChoiceLenders.com. Fill out one easy form on BestChoiceLenders.com and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $1,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one of our lenders the same day, and often within minutes. Once your loan is approved, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.
Most lenders have the following requirements to be approved:
To be accepted by most lenders in our network, you should:
- Be employed at your present job for at least 90 days.
- Be a US citizen or a permanent resident, and over the age of 18.
- Have an income of around $1,000 per month after tax deductions.
- Have a checking account in your name.
- Provide a working telephone number for your home and work.
- Provide a valid email address.
Quick Inquiry Process
Through our secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).
Cash Sent Directly to You
After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.
Private and Secure
We use industry-recognized security and advanced encryption technology to protect your personal information.
If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.
Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.
NOTE: Before agreeing to a loan, please make sure you can make your loan payments in full and on time. We support the responsible use of loans and recognize that nobody knows your situation better than you.
State law may limit or prohibit a lender’s ability to extend or "roll over" your loan. Consult with your lender if you need a loan extension.
If you can’t make your loan payments on time, you may be in default of your loan obligations. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future loans.
Products and Services
BestChoiceLenders.com is not a lender and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site. Specific loan products are offered to you directly by the lender.
You agree that clicking “Get Cash Now” (or other such button you use to submit your loan request) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
SMS Terms and Conditions
By clicking “Submit”, I agree to receive informational, promotional or marketing related SMS messages from bestchoicelenders.com and marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription by texting STOP to 99629. You can also get info directly on your phone by texting HELP to 99629. Service will continue until customer cancels.
By providing bestchoicelenders.com with your email address, you agree to receive transactional and promotional emails from bestchoicelenders.com, its marketing partners, lenders and lender networks. You may opt-out of future email marketing messages by emailing email@example.com and including “unsubscribe” in the subject line.
Loan Inquiry Policy
BestChoiceLenders.com reserves the right to reject your inquiry at any time for any reason not prohibited by law. BestChoiceLenders.com may require additional information or verification before your loan request is accepted. When you submit your information through a form on our Site, you will be connected with a lender for further consideration based on the lender’s policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender’s decision. BestChoiceLenders.com is not responsible for taking, approving or denying your loan request. By submitting your information, you agree that if we cannot find a lender that can offer you the type of loan you initially requested, we will search our network of lenders and lending partners to see if we can find other lenders and lending partners with different loan products to help you.
Participating lenders and lending partners may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders and lending partners may obtain such credit reports and verify your information.
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
Compliance With Laws
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of BestChoiceLenders.com, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. BestChoiceLenders.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
Limitation of Liability and Disclaimer of Warranties
BestChoiceLenders.com uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. BestChoiceLenders.com makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
NEITHER BestChoiceLenders.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
Third Party Content
This Site may contain links to websites maintained by third parties. BestChoiceLenders.com is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
BestChoiceLenders.com uses industry-recognized technology to protect your personal information. Although BestChoiceLenders.com takes commercially reasonable measures to secure your personal information submitted through this Site, BestChoiceLenders.com cannot guarantee that your information will not be intercepted or decrypted by others. So long as BestChoiceLenders.com uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
BestChoiceLenders.com does not charge you any fees for your use of this Site or our marketplace service. BestChoiceLenders.com is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. BestChoiceLenders.com may receive compensation from lenders and lending partners and other third parties for its services.
Law and Venue
By using this Site, you agree to indemnify, defend and hold harmless BestChoiceLenders.com, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
Class Action Waiver
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR BestChoiceLenders.com WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.
Company name: Nesmetaju LLC
Address: Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts And Nevis
Email Address: firstname.lastname@example.org
INFORMATION FOR ISPs:
Company name: Nesmetaju LLC
Email Address: email@example.com
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. BestChoiceLenders.com IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:
- Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (for example, the URL) of an authorized version of the work.
- Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will allow location of the material.
- Your name, address, telephone number and email address.
- A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, its agent, or the law.
- A statement that your submission is accurate and that "under penalty of perjury" you are the copyright owner or the owner’s authorized agent.
- A signature or the electronic equivalent from the copyright holder or authorized agent.
Send the above information to:
Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts And Nevis
Email Address: firstname.lastname@example.org
For all email submissions, please include the subject line: DMCA Takedown Request.
Collection of Personal Information
We collect the following personal information about consumers:
|Category||Categories of sources from which the information was collected||The business or commercial purpose for which the information was collected|
|Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number.||Consumers directly||To connect consumers with a lender and offer other services they may be interested in.|
|Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information.||Consumers directly||To connect consumers with a lender and offer other services they may be interested in.|
|Characteristics of protected classifications under federal law and applicable state law, such as age.||Consumers directly||To connect consumers with a lender and offer other services they may be interested in.|
|Geolocation data such as your approximate location.||Data analytics providers||To connect consumers with a lender and offer other services they may be interested in.|
*as described in subdivision (e) of California Civil Code Section 1798.80
Disclosure or Sale of Personal Information
We disclose or sell the following categories of personal information to third parties for a business or commercial purpose:
|Category||The categories of third parties to whom the information was disclosed or sold|
|Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number.||Lenders, lender-networks, and other marketing partners.|
|Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information.||Lenders, lender-networks, and other marketing partners.|
|Characteristics of protected classifications under California or federal law such as age.||Lenders, lender-networks, and other marketing partners.|
*as described in subdivision (e) of California Civil Code Section 1798.80
We do not collect or sell the personal information of minors under 16 years of age without affirmative authorization.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
You may opt-out of future email marketing messages by emailing email@example.com and including “unsubscribe” in the subject line.
To limit our sharing, email us at firstname.lastname@example.org.
Contact for More Information
For California Consumers
If you are a California consumer as defined by the California Consumer Protection Act (“CCPA”) you have the following rights:
1. Right to Know About Personal Information Collected, Disclosed, or Sold
You have the right to request that bestchoicelenders.com disclose the personal information we collect, use, disclose, and sell by sending a request to email@example.com or by clicking here. For categories of information collected or disclosed, please refer to the information provided above, which reflects the categories of information collected or disclosed in the last 12 months.
In order to verify your request for information, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by bestchoicelenders.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
2. Right to Request Deletion of Personal Information
You have the right to request deletion of your personal information collected or maintained by sending a request to firstname.lastname@example.org or by clicking here.
In order to verify your request for deletion, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by bestchoicelenders.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
3. Right to Opt-Out of the Sale of Personal Information
You have the right to opt-out of the sale of your personal information.
You can direct bestchoicelenders.com to stop selling your personal information, and to refrain from doing so in the future, by clicking here or sending a request to email@example.com.
If you are an Authorized Agent acting on behalf of a consumer to exercise their right to opt-out, send an email request to firstname.lastname@example.org. You will be required to submit documentation as proof of the agency relationship.
4. Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
You have the right to receive nondiscriminatory treatment by us for the exercise of your privacy rights conferred by the CCPA.
Unless permitted by the CCPA, bestchoicelenders.com will not:
- Deny you goods or services
- Charge different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties.
- Provide you a different level or quality or services if you exercise your rights under the CCPA.
- Suggest that you will receive a different price or rate for goods or services or a different level of quality of goods or services.
5. Authorized Agent Requests on Behalf of a Consumer
You have the right to designate an authorized agent to make a request under the CCPA on your behalf. To make a request on behalf of a consumer as an authorized agent, please send an email request to email@example.com. You will be required to provide documentation that proves the agency relationship.
Last updated: July 1, 2020